XRP Price Prediction: Will XRP Hit $3 Amid ETF Speculation and Legal Battles?

#XRP

• XRP is currently in a consolidation phase with potential for a breakout.
• Market sentiment is mixed, with positive ETF speculation offset by regulatory challenges.
• The $3 price target is feasible but depends on technical and fundamental factors.

XRP Price Prediction

XRP Technical Analysis: Current Trends and Future Projections

According to BTCC financial analyst James, XRP is currently trading at 2.0996 USDT, slightly below its 20-day moving average (MA) of 2.1740. The MACD indicator shows a positive but narrowing momentum with values at 0.0509 (MACD line), 0.0452 (signal line), and 0.0057 (histogram). Bollinger Bands indicate a relatively tight trading range, with the upper band at 2.3255, middle band at 2.1740, and lower band at 2.0225. These technical indicators suggest a period of consolidation with potential for a breakout if bullish momentum resumes.

Market Sentiment and News Impact on XRP Price

BTCC financial analyst James notes that the current news cycle for XRP is mixed. Positive developments include analyst predictions of a surge to $10 by 2025 amid ETF speculation and Ripple's CEO praising the XRP Ledger 2.5.0 upgrade. However, negative factors such as a 5% price drop due to whale activity, fragile market sentiment, and Judge Torres' rejection of a Ripple-SEC settlement proposal are weighing on the price. Overall, market sentiment appears cautiously optimistic but is tempered by short-term volatility and regulatory uncertainties.

Factors Influencing XRP’s Price

XRP Price Prediction: Analysts Eye $10 Surge by 2025 Amid ETF Speculation

XRP is gaining traction as its price climbs nearly 10% in recent weeks, reigniting bold predictions of a potential rally to $10 by 2025. Market optimism is fueled by speculation around a Spot XRP ETF, following the success of BTC and ETH ETFs. Analysts highlight $3.40 as a critical technical threshold—breaching this level could pave the way for higher targets.

On-chain data reveals declining exchange supply and increasing whale accumulation, signaling institutional interest. "The path to $10 won’t be easy, but it’s no longer a fantasy," one trader noted. With bullish macro conditions and rising utility, XRP’s momentum could catch investors off guard.

Why Is XRP Price Down Today?

XRP led the day's crypto declines, shedding nearly 4% to trade around $2.09 as altcoins broadly retreated. The slide reflects mounting legal uncertainty after Judge Analisa Torres delayed ruling on Ripple's proposed $50 million SEC settlement until appeals conclude—dashing hopes for near-term resolution.

Network metrics compound the pressure. XRP Ledger activity collapsed 84% overnight, with daily transactions plunging from 1.83 million to 277,147. Large holders accelerated selling as ETF approval odds slipped from 95% to 76%, eroding another bullish catalyst.

The token now faces converging headwinds: regulatory limbo, weakening fundamentals, and evaporating institutional demand. Market participants are voting with their wallets—XRP's underperformance highlights how legal overhangs can outweigh broader crypto market trends.

XRP Slides 5% Amid Whale Activity and Fragile Market Sentiment

XRP fell sharply by 5.3% over 24 hours, dropping from $2.21 to $2.10, despite large whale transfers and a temporary lull in geopolitical tensions. The token's inability to hold the $2.14 resistance level signals persistent bearish pressure, even as the broader crypto market stabilized following ceasefire agreements in the Middle East.

Whale activity dominated headlines, with Ripple moving $439 million worth of XRP to an unknown wallet and an additional $58 million transferred to centralized exchanges. These movements raised questions about potential distribution or internal reshuffling, but failed to buoy prices. Technical analysts note a descending channel pattern, with a critical support zone at $2.08-$2.09.

Market sentiment briefly improved after reports of a U.S.-brokered ceasefire between Iran and Israel, but XRP's momentum remained weak. The steepest selloff occurred between 12:00 and 16:00 UTC, underscoring the asset's vulnerability to sudden liquidity shifts.

Judge Torres Denies Ripple-SEC Settlement Proposal, Upholding Legal Rigor

Judge Analisa Torres has rejected a joint motion from Ripple and the SEC seeking to modify the terms of their long-running legal battle over XRP's regulatory status. The proposed settlement would have vacated a permanent injunction and slashed Ripple's $125 million penalty by 60% to $50 million—a surprising détente between adversarial parties.

The court's denial underscores judicial unwillingness to shortcut due process. "You don't get to erase a final judgment just because you're now friends," Torres asserted, maintaining that active appeals preclude revisiting settled rulings. This decision preserves the case's precedent-setting potential for cryptocurrency regulation.

Market observers note the ruling reinforces legal uncertainty around XRP, though Ripple's partial victory last year—when Torres ruled programmatic sales weren't securities—remains intact. The SEC's appeal of that determination continues looming over the sector.

Ripple vs SEC Lawsuit Delay Unlikely to Impact XRP ETFs, Legal Experts Say

Judge Analisa Torres denied a joint request from Ripple and the SEC for an indicative ruling, leaving the case to proceed through the appeals process unchanged. While this may appear as a setback, legal analysts argue it won't disrupt XRP's secondary market presence or potential ETF approvals.

Attorney Fred Rispoli notes the existing injunction against Ripple remains dormant without SEC enforcement. The SEC retains discretionary power to grant necessary waivers for IPO or ETF-related restrictions—a technicality that keeps the door open for future approvals.

Market optimism persists despite legal uncertainties. Bloomberg recently elevated XRP's ETF approval probability, reflecting institutional confidence in the asset's regulatory clarity trajectory.

Ripple CLO Declares Partial Victory As XRP Lawsuit Reaches Final Stage

Judge Analisa Torres has rejected a joint request by Ripple and the SEC to approve a reduced $50 million fine and remove a permanent injunction. The court criticized both parties for attempting to overturn a final ruling through private negotiations. Ripple's Chief Legal Officer, Stuart Alderoty, framed the decision as a tactical opportunity, emphasizing that XRP's non-security status remains unaffected.

The judge demanded stronger legal arguments, noting the SEC failed to justify revisiting her earlier decision. Crypto attorney John Deaton interpreted the pushback as a setback for the regulator's strategy. Market observers now await Ripple's next move—whether to dismiss its appeal or escalate the challenge.

XRP Price Volatility Follows Judge Torres' Rejection of Ripple-SEC Motion

XRP faced immediate market turbulence after Judge Analisa Torres denied a joint motion from Ripple and the SEC, triggering a 5% price drop to $2.09 before a partial recovery. The token's technical outlook remains bearish, characterized by a pattern of lower highs and lows.

Critical resistance sits at $2.20—a decisive breakout could propel XRP toward $2.35, while failure to hold $2.05 support risks a decline to $1.95. Market sentiment mirrors the legal uncertainty, with traders awaiting clearer signals from both the courtroom and price action.

Ripple CEO Hails XRP Ledger 2.5.0 as Landmark Upgrade

RippleX has launched rippled version 2.5.0, delivering transformative enhancements to the XRP Ledger. CEO Brad Garlinghouse championed the update as a pivotal evolution for the XRP ecosystem, emphasizing its global implications.

The upgrade introduces TokenEscrow support for IOUs and tokenized assets, enabling sophisticated conditional payment structures. Batch processing now allows atomic execution of multiple operations, while PermissionedDEX caters to regulated decentralized exchange requirements.

This release marks a strategic inflection point in XRP Ledger development, prioritizing performance optimization and regulatory adaptability. Network validators must upgrade promptly to maintain compatibility as new amendments await consensus activation.

Judge Torres Rejects Ripple-SEC Settlement Motion, Revealing Deeper Tensions

Judge Analisa Torres has denied a joint motion by Ripple and the SEC to modify the court's prior judgment, signaling frustration over the prolonged litigation. Legal analyst Fred Rispoli interprets the rejection as a pointed critique of both parties' conduct. "Welcome to the new SEC—for now, more or less the same as the last one," he remarked, highlighting the agency's failure to address its past enforcement approach.

The decision exposes unresolved tensions in the 4.5-year legal battle over XRP. Rispoli suggests political undercurrents may influence the court's stance, particularly regarding Trump-era regulatory policies. Neither party adequately justified why the court should revise its previous characterization of Ripple's conduct as "egregious." The SEC's submission appeared particularly lackluster—"This crappy motion on SEC letterhead is the best I can offer," Rispoli quipped, comparing it to a lowball pawn shop offer.

Will XRP Price Hit 3?

Based on the current technical and news analysis, BTCC financial analyst James believes that XRP has the potential to reach $3, but this will depend on several factors. The technical indicators show a consolidation phase, and a breakout above the 20-day MA could signal upward momentum. However, the ongoing legal battles with the SEC and market sentiment will play crucial roles. Below is a summary of key data points:

In conclusion, while the $3 target is achievable, investors should monitor both technical levels and news developments closely.